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DescriptionBANKING QUESTIONS and Answers exams contains the questions from various competitive exams.These questions are the part of previous year paper.These kind of questions would be helpful in preparing for exams like IAS, PCS, UPSC, NDA, CDS SSC, RRB, PSC, IBPS

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Question: the state where there is no rrb


Question: Which of the following institutions deals with credit to Agriculture and Rural Development?


Question: Banking is defined under which act

Answer:Banking Regulation Act, 1949

Question: Bank deposits that can be withdrawn without notice are called :

Answer:Demand deposits

Question: Which one of the following market structures has a kinked demand curve?


Question: IFSC in a cheque means:

Answer:All the above

Question: "Hundi" is a

Answer:Bill of exchange

Question: Banking Industry has been declared as public utility service for purpose of

Answer:Industrial Disputes Act

Question: Bank would prefer to mobilize deposits under Savings Bank accounts, because:

Answer:All of the above

Question: Basic Objective of SEBI is/are:

Answer:All of the above

Question: Customer Day in the bank is on and customers are allowed to meet the top officials of the bank on this day in every month:


Question: "Allonge" is

Answer:A piece of paper attached to a negotiable instrument for making available more space for further endorsements

Question: NEFT is useful because:

Answer:All the above

Question: Mutual Fund Scheme that operates continuously without any limit entry for subscriptions and redemptions is:

Answer:Open Ended

Question: PAN number is required for all transactions above:

Answer:Rs. 50,000

Question: Banking Ombudsman services are available to:

Answer:All the above

Question: An asset, including a leased asset, becomes non-performing when:

Answer:It ceases to generate income for the bank

Question: Counter guarantee means a guarantee obtained:

Answer:By bank from customers on whose behalf the banks have to issue guarantees in favour of third parties, such as government department, Public bodies, Corporations etc.

Question: Which of the following statements is correct about banks?

Answer:Banks can accept both demand and time deposits from public.

Question: The RBI issued the following guidelines for effective Asset Liability Management System

Answer:All of the above